Freelancer True Rate Calculator

Find the hourly rate that — after taxes, expenses and unpaid hours — still lands your target net monthly income.

—Your true hourly rate
—Required gross / month
—Annual gross target
—Effective rate incl. unpaid hours

Fiverr/Upwork fees (20%) belong in the tax field if not invoiced separately.

How it works

Employees get paid vacations and employer taxes; freelancers must price them in. Gross requirements = (target net + expenses) ÷ (1 − tax rate). Dividing by real billable hours across working weeks reveals the honest hourly rate — usually 1.5–2× what beginners quote.

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